Monthly Archives: | December, 2014

Three Tips for Finding Affordable Car Insurance

When it comes to finding car insurance coverage, most drivers have one thing in mind: they want affordable auto insurance that won’t drain their pockets or break the bank. However, even a quick search for car insurance prices will show that finding budget-friendly coverage is no easy task. After awhile, all of the high car insurance estimates will likely make you start to wonder if there is something you’re missing. Are you supposed to haggle with the insurance agent? Are you making mistakes in your search? The answers may be simpler than you think. Read on to learn some car insurance tips and tricks that may be able to help you find the affordable coverage you need. Don’t Try to Haggle Just as most people probably wouldn’t try to argue with their utility company for lower energy costs, you shouldn’t try to negotiate your way to more affordable car insurance prices. After all, as frustrating as it may be, your insurance is designed to protect you in the event of an accident. Instead, talk to your agent about discounts and other initiatives that might help reduce your payments. However, don’t be surprised if there aren’t any available to you: car

3 Things You Ought to Know About Renters Insurance

If you own your own home, you probably consider home insurance to be just as important as health insurance or auto insurance. But did you know that there’s home insurance for renters, as well? Insurance for apartment renters, which is offered by most home insurance providers, can cover a number of vitally important areas of a tenant’s life — that’s why some landlords even include a clause in the lease that requires it. Here are three important things you probably didn’t know about renters insurance: Renters Insurance Protects Both Stuff and People If you’re renting, your landlord’s insurance covers the building itself, but not all the items inside. That means that your investments — including furniture, expensive electronics, even jewelry — are all at risk. Renters insurance protects your belongings both against damage (such as from a burst pipe or fire) and against burglary. It also protects you and any people you have on the premises; if someone trips in your apartment and requires medical treatment, it will be covered by the insurance. That means your guests don’t need to worry about costs, and you don’t need to worry about liability. Renters Insurance Protects Your Belongings Outside the Home In