Taking out life insurance is the adult and responsible thing to do, and yet you may not yet have taken the plunge. If you haven’t, it’s probably high time your examined your personal finances and really asked yourself what you want to do about them. If you remain unconvinced, check out these three reasons why you should make sure to take out a life insurance policy as soon as possible: Your Work Coverage Isn’t Enought Health insurance may be a given at your place of work, but life insurance usually isn’t. If you have one base covered, you might as well cover them all, and make sure that you and your family are totally covered in the event of a disaster. One common rule of thumb that might be helpful to look back on frequently is that life insurance should provide seven o 10 times the insured parties annual salary, so that the beneficiary can sustain themselves while they reorient and finish the grieving process. It Isn’t Complicated It may indeed seem complicated, but in fact, your life insurance claim is quite simple. Basically, there are two main types: permanent, which is supposed to cover your whole life, and term,