If you own your own home, you probably consider home insurance to be just as important as health insurance or auto insurance. But did you know that there’s home insurance for renters, as well? Insurance for apartment renters, which is offered by most home insurance providers, can cover a number of vitally important areas of a tenant’s life — that’s why some landlords even include a clause in the lease that requires it. Here are three important things you probably didn’t know about renters insurance: Renters Insurance Protects Both Stuff and People If you’re renting, your landlord’s insurance covers the building itself, but not all the items inside. That means that your investments — including furniture, expensive electronics, even jewelry — are all at risk. Renters insurance protects your belongings both against damage (such as from a burst pipe or fire) and against burglary. It also protects you and any people you have on the premises; if someone trips in your apartment and requires medical treatment, it will be covered by the insurance. That means your guests don’t need to worry about costs, and you don’t need to worry about liability. Renters Insurance Protects Your Belongings Outside the Home In
Though the thought of an untimely death can be troubling, it is nevertheless important to prepare for the unthinkable. For adults with families and children, providing for those who depend on you is a lifelong commitment. The idea of a premature death — especially your premature death — is tragic, deeply personal, and quite terrifying. Yet the fact remains that providing your family with financial assistance after you are gone is an inevitable responsibility you must face, even if it is uncomfortable. It is crucial to find life insurance policies. Good life insurance policies. A life insurance policy is brokered and sold by a licensed insurance agent. Insurance companies can be small and local as well as large and nationwide. To find an insurance agent, try using an Internet search engine such as Google and Yahoo!. Search engines are, by far, the most widely-used method of finding information out there. In order to find life insurance, it would also help to know a few facts about life insurance in the United States. How much do you really know about life insurance? If you are like most Americans, then probably not that much. According to the Life Insurance and Market Research
If there’s one thing in life that’s certain aside from death and paying taxes, it’s the fact that we all need insurance. Whether we need to find life insurance or full coverage car insurance, it’s helpful to find an experienced and licensed insurance agent in order to help you navigate the process. There are a number of ways in which you can find an insurance agent, however, the process can be confusing if you’re not prepared or know where to begin your search. Here are some tips for finding a good insurance agent in your area; one who will help you find the right policy for your needs and for the right price! Start by asking those close to you, such as family, friends, and coworkers if they can recommend a licensed insurance agent in your area. People are more likely to recommend a product, service, or person with whom they’ve had a positive experience. Be sure to ask what their experience was like when dealing with the agent. Was he or she responsive and answer or address all questions and concerns thoroughly? Were they professional? Don’t hesitate to get all the details regarding their experience. There seems to be
Choosing a career in the world of insurance is a great choice for a number of reasons — with relatively little post-secondary education requirements, you can start a lucrative, exciting career path straight out of high school. However, since a health insurance agent — or any type of insurance agent — doesn’t usually require an undergraduate degree, it can be tough to know what steps you should take to make sure you can enter this career field and get a job. Thinking that a career as an independent insurance agent is right for you? If so, these are the steps you’ll need to follow to become one: Fulfill your state’s insurance agent license requirements Before you can apply for a job as an insurance agent, you will need to earn your insurance agent license by completing a 25-50 hour insurance agent training course and passing the state insurance agent exam. Having a bachelor’s degree in business or another related major may also be beneficial, but it’s not necessary at many insurance companies. Begin applying to jobs Once you complete your insurance agent license, you can begin applying for jobs at insurance companies. Be sure to display your driven, entrepreneurial spirit
You don’t need us to tell you that your odds of getting a hole in one in golf are, in a word, terrible. Golf Digest recently reported that the odds of a hole in one for an amateur golfer were 12,500 to one. Making an ace is less likely to happen than an asteroid colliding with earth (5,000 to one), than marrying a millionaire (215 to one), or being born with 11 toes or fingers (500 to one). In all likelihood, what you’re probably thinking right now is, “So you’re saying there’s a chance?” Yes, we are. As small as it may be, there’s still a shot that you can defy the odds and come out on top in a hole in one contest. Though you’ll definitely need luck to do it, there are also a few things you can do to improve your odds. Square Up. One of the most important things you can do when you’re in a hole in one contest is to square up to the target. Unlike in other golf tournament contests, you can’t play the shot to the left or the right — you need to attack the hole. Make your left shoulder face
When you hear the word “insurance” you typically think of health, home owner’s, and auto, but believe it or not, there are several other types of insurance, too. Here are a few other weird insurance policies you may not have known about. Riot Insurance. Thailand is a beautiful place, and an incredibly popular tourist spot, but it can get a little dicey, which is why the government offers tourists insurance policies in the event of a riot. Covering up to $10,000, the insurance is meant to attract people who may have been scared off by the country’s political turmoil. Alien Abduction Insurance. Yes, you read that right. There’s such a thing as alien abduction insurance. More than 20,000 people in the U.S. have actually invested in it, too. Most surprisingly, though, is the fact that one man insured himself for $1.5 million against the threat of abduction or even consumption by extraterrestrial forces. Hole in One Contest Insurance. Hole in one tournaments are pretty simple. You make a hole in one on a designated hole, you get a big prize. If no one makes one, no one wins the prize — an extraordinarily likely scenario. However, should someone defy the
